Ethan Koh Real Estate

Sell your home with a plan, not a guess.

I work out your likely sale price, what you will take home and the timeline to your next move before we list. Then I market your home across the major property portals.

HDB · Condo · Landed  |  Valuation → Numbers → Marketing → Offer → Completion

Get a free home valuationWhatsApp me

Know where the market stands before you decide.

A free, no-obligation live Zoom briefing on today’s market, shaped around your home. Before we list, we check your likely sale price, your cash after the sale, your timeline, and whether the move still makes sense.

Book my free Essential Market Update →

12+ yearsin the property industry
KPMGformer auditor
American Expressformer compliance professional
R045465ZCEA registration no.

Every sale starts with a life change

Move up

Step into a larger home or a better address as your needs grow.

Scale down

Release some equity and ease your monthly commitments.

Move across

Shift nearer to family, your workplace or a good school.

Unlock cash

Turn the value in your home into funds for what comes next.

A sale involves more than finding a buyer. When you sell, when your CPF comes back, how much cash is left and where you live next all have to line up.

So I map out the whole plan first, then we list.

Where most owners begin

Questions worth answering first

  • What could I realistically get for my home?
  • Do I sell first or buy first?
  • How much of my CPF goes back?
  • What will the sale cost me?
  • How long until I am done?
Step 1

Clarify your goal

Decide what you want from the sale: cash, a larger home, a new area or a better return. Your next move shapes everything else.

Step 2

Sit down with me, free of charge

We go through your options, your finances, whether selling and buying fit together, and a dated plan from start to finish.

Step 3

Get your home seen

Your home is presented well and promoted on the main property portals and social media, aimed at likely buyers.

Step 4

Offers and completion

I run the viewings, check buyers are eligible, negotiate offers and terms, and see the paperwork through to handover.

Free home valuation

How much is your home worth right now?

Recent sales are only the start. Where your home sits, which floor, its condition and which way it faces all matter. Send me a few details on WhatsApp and I will come back with a realistic price range.

Request my valuation on WhatsApp

Message me

Your block or address, and your home type.

I review the market

Recent transactions and your own goals.

You get a price range

Plus a clear view of what happens next.

Know before you list

What you will take home

The sale price is only part of the picture. Before we list, I prepare a clear breakdown with your own numbers, so there are no surprises on completion day. Rules and rates change over time, so I confirm the current position for your situation.

How your breakdown looks

Estimated sale priceYour figure
Less: outstanding home loanYour figure
Less: CPF refund, with accrued interestYour figure
Less: agent and legal feesYour figure
Less: seller’s stamp duty, if applicableYour figure
Cash you take homeYour figure

How selling works

Your sale, step by step

Valuation

A realistic price range from recent transactions.

Numbers

Net proceeds, loan, CPF and key dates mapped out.

Marketing

Property portals, social media and viewings handled.

Offer and option

Offers negotiated and terms agreed.

Completion

Paperwork, handover and support after the sale.

What you get when we work together

A clear view first

Unsure whether to sell, hold or upgrade? We weigh it up before you commit to anything.

A plan before the listing

Loan payoff, CPF, cash in hand, key dates and your next home are worked out up front.

The right price, the right buyers

Smart pricing and reaching the right audience do more than ad spend alone.

Numbers done properly

My background in audit and compliance means the figures are checked, not guessed.

Support to the finish

I coordinate everything from the first valuation through to key handover.

Straight talk

Sometimes holding on is the better call, and I will tell you so.

Selling an HDB flat

HDB sales come with their own rules, including eligibility, the minimum occupation period, CPF refunds and the HDB resale process. I take you through each one and confirm the current requirements for your situation.

Selling a private property

For condos and landed homes, timing, holding period and stamp duties can change what you keep. I model the options so you can see the effect before you choose a date to sell.

From sellers I have worked with

Selling, done carefully

Ethan is one of the most detailed and responsible agents that I have ever met. He did all the timeline planning, and was very responsive to my questions and issues even after the transaction was concluded.

Chung Wai Ming, sold a unit

He is well prepared, and has done all the mathematics, planning and timeline for me to transition into my new house. He is also very well versed in marketing, leveraging technology and media to help sell my house.

Sam John, sale and purchase

He consistently demonstrates responsiveness and responsibility, ensuring that we are always kept in the loop about the progress when selling our HDB. It has been a reassuring experience working with him.

Patrick Tan, sold an HDB flat

Questions sellers ask

How do I know my asking price is right?

I compare recent transactions of similar homes, adjust for condition, floor, facing and market timing, then agree a price range with you before we list.

Should I sell first or buy first?

It depends on your cash, loan and timeline. I map both side by side so you avoid paying two mortgages or having nowhere to live between homes.

What will I pay, and what will I take home?

Typically your outstanding loan, the CPF refund with accrued interest, agent and legal fees, and possibly seller’s stamp duty if you sell within the holding period. You get a full net-proceeds estimate before you decide.

How long will the sale take?

It depends on the property and the market. I give you a realistic timeline from listing to completion, and update it as we go.

Rather chat on WhatsApp?

Message me for a ballpark valuation. No commitment, no pressure.

Get a free valuationWhatsApp me